Specialised support for your private health insurance
We help you understand your policy, optimise your coverage and manage every interaction with private insurers in Germany. Personal support in your own language, at no extra cost.
Independent advice · Private health insurance specialists in Germany
Already have private health insurance in Germany?
If you hold a full private health insurance policy (Private Krankenversicherung, PKV) and you need support communicating with your insurer, we are here to help.
Our bilingual team acts as your intermediary with the insurer: we answer your questions, handle paperwork and accompany you with any matter related to your policy.
Intermediaries between you and your insurer
Forget about bureaucracy. We take care of it for you.
Our team speaks German, English, Spanish and Romanian, which means we can help you with any issue regarding your insurance, provide free advice, or act as intermediaries with your insurer.
Just tell us what you need and we'll handle the communication with your insurance company.
- Nothing changes in your existing contract
- You keep the conditions agreed with your insurer
- No extra cost: your premium and benefits stay the same
- Professional support throughout the life of your policy
Frequently asked questions about the service
How and when can I use this service?
- If you have full private health insurance (PKV), you can access our free assistance by filling out the form at the bottom of this page. We'll get in touch with you.
- You don't have to wait until you have a problem with your insurer. You can contact us at any time and we'll explain how the service works.
Why do we offer this service?
From our experience, many clients come to us after signing up for their private health insurance through another advisor or directly with the insurer, only to find it difficult to communicate fluently with the company or to receive the advice they expected.
At Bramex we specialise in providing this service. You'll get clear answers to your questions without wasting time chasing different contacts — we do it for you.
Do I need to have my policy with Bramex?
No. We offer this free service to anyone who has a full private health insurance policy (PKV) in Germany, regardless of who signed them up.
What are the benefits of using this service?
You won't have to worry about paperwork or about communicating with your insurer. Insurance companies can be hard to reach, may not give the right answers, and language is often an additional barrier.
We know and work with every insurer in Germany. As officially registered advisors and a multilingual team, we provide full support with any procedure.
What extra benefits do I get with Bramex?
Beyond comprehensive advice, you join our community. We are in touch with hundreds of people in your same situation, which means you can build a useful professional network for your projects in Germany.
Am I committing to anything by contacting you?
No. Just ask us and we'll give you all the information with no obligation whatsoever.
Does this service have any cost?
No. We don't charge for advice. We don't increase the cost of your insurance, and no change is made to it.
Everything stays the same for you, with the added benefit of a bilingual assistant providing support, answering your questions and handling the communication with your insurer.
Request your free assistance
Fill in the form and we'll get in touch to explain how we can help you with your private health insurance in Germany.
8 reasons to choose us as your advisor
The right choice
We help you choose the best insurance for your profile and needs.
No extra cost
No increase in your insurance premium. Advice is completely free.
Partners
We work with 95% of the leading insurers in Germany.
Support
We're with you before, during and after taking out your insurance.
Information
We keep you informed of news and changes that may affect you.
Language
Customer service and case handling fully in your own language.
Paperwork
We save you from German bureaucracy. Quick and easy management.
Experience
Backed by a long track record in the insurance market in Germany.