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How long should you take out the insurance for?
If you're job hunting in Germany, we recommend taking out the insurance for at least 8 months, ideally 1 year. On average, finding a job takes between 3 and 8 months, so it's wise to give yourself a safety margin.

Why not renew month by month?
Because renewal is only granted if you are in good health at the moment of renewal. If by then you have an illness, a serious infection or you are recovering from an accident, the insurer can refuse to renew — and you'll be left without coverage exactly when you need it most.

Only choose a short term if you already know the exact date when you'll start working, or if you only need coverage for a specific period.

✅ You can cancel any time, with no penalties.
The policy can be cancelled at any moment, at no cost and with no fine print, as soon as you start working with a gross salary above €603/month (you'll join the German social security system) or you move back to your home country.