Insurance advice for foreigners in Germany

We help you find the right insurance in Germany

We compare options, explain every step clearly and support you throughout the process. No unnecessary complications, in your language and with free advice.

Insurance advisers in Germany
Health insurance in Germany

Which insurance do you need in Germany?

We help you understand your options and find the right insurance for your personal situation.

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Find the right insurance for you

Not sure which insurance suits your case in Germany? Answer a few simple questions and discover the option that best matches your situation.

  • Clear guidance based on your situation
  • Easy first step before speaking to an adviser
  • Helpful if you are new to the German system
Find my health insurance
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What is Bramex?

Bramex is an insurance consultancy specialised in helping foreigners in Germany. We explain your options clearly, compare insurers and support you throughout the process.

We are not an insurance company. We act as an independent intermediary between you and the insurer, helping you make a better decision with free advice.

Main services

Key insurance solutions for your life in Germany

We help you understand your options, choose the right insurance for your situation and manage each step with clear guidance.

Essential

Public health insurance

Understand how the German public system works, who can join and what to consider before making a decision.

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Popular

Temporary health insurance

Especially useful if you have recently arrived in Germany, are looking for work or are still regularising your situation.

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Highly recommended

Liability insurance

One of the most important insurances in Germany, helping protect you against damage caused to third parties in everyday life.

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For professionals

Freelancer health insurance

If you work independently in Germany, we help you understand the health insurance options available for your professional situation.

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Already insured?

Thinking about changing your health insurance in Germany?

Many people consider switching their insurance to improve coverage, reduce costs or adapt their policy to a new life situation. We analyse your case and explain your options clearly and without obligation.

  • Free personalised analysis
  • Check if a change makes sense
  • Support during the whole process
Check my options
Change health insurance Germany
Why Bramex

Clear insurance advice for life in Germany

We help you understand the German system, compare your options and make decisions with confidence. Our goal is to help you choose the right insurance without unnecessary complications.

Free advice

We analyse your situation and guide you clearly, with no extra cost for our advice.

Clear explanations

We explain your options in plain language, so you can compare insurers and make better decisions with confidence.

How we work

A clear process from the first question to the final decision

We keep things simple. First we understand your situation, then we compare the available options and finally we help you choose the insurance that fits you best.

01

We listen to your situation

We start by understanding your personal and professional situation in Germany, your doubts and what kind of insurance you may need.

03

We support you through the process

Once you decide, we guide you through the next steps and help make the process easier, clearer and more manageable.

No unnecessary complications. Just clear guidance, personal support and insurance advice you can understand.

Contact an adviser
Need personal guidance?

Tell us about your situation and we will help you find the right insurance in Germany

Whether you are new in Germany, comparing public and private health insurance, looking for temporary cover or simply unsure which option fits you best, we are here to guide you clearly and without obligation.