{"id":38799,"date":"2026-05-14T11:44:06","date_gmt":"2026-05-14T10:44:06","guid":{"rendered":"https:\/\/www.bramex.de\/?page_id=38799"},"modified":"2026-05-14T11:46:10","modified_gmt":"2026-05-14T10:46:10","slug":"contractare-asigurare-raspundere-civila-germania","status":"publish","type":"page","link":"https:\/\/www.bramex.de\/ro\/contractare-asigurare-raspundere-civila-germania\/","title":{"rendered":"Contractare asigurare de r\u0103spundere civil\u0103 \u00een Germania"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"38799\" class=\"elementor elementor-38799 elementor-37114\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8af4e3b e-con-full e-flex e-con e-parent\" data-id=\"8af4e3b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f690d08 elementor-widget elementor-widget-html\" data-id=\"f690d08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"brx-service-hero\">\n  <div class=\"brx-service-hero__media\" style=\"background-image:url('https:\/\/www.bramex.de\/wp-content\/uploads\/2026\/04\/contratar-responsabilidad-civil-alemania.webp'); background-size:cover; background-position:center;\">\n    <div class=\"brx-service-hero__container\">\n      <div class=\"brx-service-hero__inner\">\n        <div class=\"brx-service-hero__card\">\n          <span class=\"brx-service-hero__eyebrow\">HAFTPFLICHTVERSICHERUNG \u00b7 GERMANIA<\/span>\n          <h1 class=\"brx-service-hero__title\">Contracteaz\u0103-\u021bi asigurarea de r\u0103spundere civil\u0103 \u00een Germania<\/h1>\n          <p class=\"brx-service-hero__text\">Protejeaz\u0103-\u021bi patrimoniul \u00eempotriva daunelor cauzate ter\u021bilor cu o poli\u021b\u0103 adaptat\u0103 situa\u021biei tale. Am selectat cele mai bune oferte dup\u0103 acoperire, pre\u021b \u0219i fiabilitate.<\/p>\n          <div class=\"brx-service-hero__actions\">\n            <a href=\"#contratarseguro\" class=\"brx-btn brx-btn--yellow\">Contracteaz\u0103 acum<\/a>\n            <a href=\"https:\/\/www.bramex.de\/ro\/contact\/\" class=\"brx-btn brx-btn--white\">Consultan\u021b\u0103 gratuit\u0103<\/a>\n            <a href=\"https:\/\/www.bramex.de\/ro\/asigurare-raspundere-civila-germania\/\" class=\"brx-btn brx-btn--white\">Mai multe informa\u021bii<\/a>\n          <\/div>\n          <p class=\"brx-service-hero__note\"><strong>Consultan\u021b\u0103 gratuit\u0103<\/strong> \u00b7 Te ajut\u0103m \u00een limba rom\u00e2n\u0103, f\u0103r\u0103 complica\u021bii inutile<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"brx-section brx-bg-soft\">\n  <div class=\"brx-container\">\n    <h2 class=\"brx-section-title brx-section-title--center\">De ce s\u0103 contractezi o asigurare de r\u0103spundere civil\u0103 \u00een Germania?<\/h2>\n    <div class=\"brx-rc-why\">\n      <div class=\"brx-rc-why__card\">\n        <div class=\"brx-rc-why__icon\">\ud83d\udee1\ufe0f<\/div>\n        <h3 class=\"brx-rc-why__title\">Protejeaz\u0103-\u021bi patrimoniul<\/h3>\n        <p class=\"brx-rc-why__text\">Dac\u0103 produci o daun\u0103 unui ter\u021b, asigur\u0103torul preia desp\u0103gubirea conform acoperirii contractate. Evi\u021bi s\u0103 supor\u021bi din buzunarul propriu cheltuieli care pot fi foarte mari.<\/p>\n      <\/div>\n      <div class=\"brx-rc-why__card\">\n        <div class=\"brx-rc-why__icon\">\u26a1<\/div>\n        <h3 class=\"brx-rc-why__title\">Evit\u0103 probleme viitoare<\/h3>\n        <p class=\"brx-rc-why__text\">Un mic accident poate ajunge la o reclama\u021bie important\u0103. Av\u00e2nd deja asigurarea contractat\u0103, ai lini\u0219te din primul moment.<\/p>\n      <\/div>\n      <div class=\"brx-rc-why__card\">\n        <div class=\"brx-rc-why__icon\">\ud83c\udde9\ud83c\uddea<\/div>\n        <h3 class=\"brx-rc-why__title\">Acoperire esen\u021bial\u0103 \u00een Germania<\/h3>\n        <p class=\"brx-rc-why__text\">De\u0219i nu este obligatorie, \u00een Germania este considerat\u0103 una dintre cele mai importante asigur\u0103ri pentru persoane fizice, familii \u0219i chiria\u0219i.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"brx-section\">\n  <div class=\"brx-container\">\n    <h2 class=\"brx-section-title brx-section-title--center\">Procesul de contractare<\/h2>\n    <div class=\"brx-rc-steps\">\n      <div class=\"brx-rc-step\">\n        <div class=\"brx-rc-step__num\">1<\/div>\n        <p class=\"brx-rc-step__text\">Alege situa\u021bia ta personal\u0103: singur\/\u0103 sau \u00een cuplu, cu sau f\u0103r\u0103 copii<\/p>\n      <\/div>\n      <div class=\"brx-rc-step\">\n        <div class=\"brx-rc-step__num\">2<\/div>\n        <p class=\"brx-rc-step__text\">Compar\u0103 asigur\u0103torii selecta\u021bi dup\u0103 acoperire \u0219i pre\u021b<\/p>\n      <\/div>\n      <div class=\"brx-rc-step\">\n        <div class=\"brx-rc-step__num\">3<\/div>\n        <p class=\"brx-rc-step__text\">Completeaz\u0103 formularul de contractare<\/p>\n      <\/div>\n      <div class=\"brx-rc-step\">\n        <div class=\"brx-rc-step__num\">4<\/div>\n        <p class=\"brx-rc-step__text\">Verific\u0103m \u0219i proces\u0103m contractul \u00eempreun\u0103 cu tine, f\u0103r\u0103 birocra\u021bie<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<style>\n.brx-rc-why{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:40px;}\n.brx-rc-why__card{padding:28px 24px;background:#ffffff;border-radius:18px;box-shadow:0 4px 16px rgba(0,0,0,0.05);}\n.brx-rc-why__icon{font-size:32px;margin-bottom:14px;display:block;}\n.brx-rc-why__title{font-size:18px;font-weight:700;color:#1c244b;margin:0 0 10px 0;}\n.brx-rc-why__text{font-size:15px;line-height:1.6;color:#595757;margin:0;}\n.brx-rc-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:40px;}\n.brx-rc-step{padding:28px 24px;background:#f7f8fb;border-radius:16px;text-align:center;}\n.brx-rc-step__num{width:52px;height:52px;border-radius:50%;background:#1c244b;color:#ffffff;font-size:22px;font-weight:700;line-height:52px;text-align:center;margin:0 auto 14px auto;}\n.brx-rc-step__text{font-size:15px;line-height:1.6;color:#595757;margin:0;}\n@media(max-width:1024px){\n  .brx-rc-why{grid-template-columns:1fr 1fr;}\n  .brx-rc-steps{grid-template-columns:repeat(2,1fr);}\n}\n@media(max-width:767px){\n  .brx-rc-why{grid-template-columns:1fr;}\n  .brx-rc-steps{grid-template-columns:1fr;gap:16px;}\n}\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-54bb7fd e-con-full e-flex e-con e-parent\" data-id=\"54bb7fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f24e7f4 elementor-widget elementor-widget-html\" data-id=\"f24e7f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"brx-section brx-bg-soft\" id=\"contratarseguro\">\n  <div class=\"brx-container\">\n    <h2 class=\"brx-section-title brx-section-title--center\">Comparator de R\u0103spundere Civil\u0103<\/h2>\n    <p class=\"brx-section-text brx-section-text--center\" style=\"margin-bottom:32px;\">Selecteaz\u0103 situa\u021bia ta familial\u0103 pentru a vedea cele mai bune oferte disponibile pentru tine.<\/p>\n\n    <div class=\"brx-cmp-selector\">\n      <label class=\"brx-cmp-selector__label\">Care este situa\u021bia ta?<\/label>\n      <select id=\"estadoRO\" onchange=\"mostrarOfertasRO()\" class=\"brx-cmp-selector__select\">\n        <option value=\"\">-- Selecteaz\u0103 situa\u021bia ta --<\/option>\n        <option value=\"rcsolterosin\">Singur\/\u0103 f\u0103r\u0103 copii<\/option>\n        <option value=\"rcsolterocon\">Singur\/\u0103 cu copii<\/option>\n        <option value=\"rcparejasin\">Cuplu f\u0103r\u0103 copii<\/option>\n        <option value=\"rcparejacon\">Cuplu cu copii<\/option>\n      <\/select>\n    <\/div>\n\n    <div class=\"brx-cmp-results\" id=\"resultadosRO\"><\/div>\n\n    <p class=\"brx-cmp-note\">* Ai vreo nel\u0103murire pe parcursul procesului? <a href=\"https:\/\/www.bramex.de\/ro\/contact\/\">Contacteaz\u0103-ne<\/a> \u0219i te ajut\u0103m gratuit.<\/p>\n  <\/div>\n<\/section>\n\n<style>\n.brx-cmp-selector{max-width:520px;margin:0 auto 40px auto;padding:30px;background:#f7f8fb;border-radius:18px;text-align:center;}\n.brx-cmp-selector__label{display:block;font-size:16px;font-weight:600;color:#1c244b;margin-bottom:14px;}\n.brx-cmp-selector__select{width:100%;padding:14px 18px;font-family:\"Poppins\",sans-serif;font-size:15px;color:#1c244b;border:2px solid #1c244b;border-radius:12px;background:#ffffff;cursor:pointer;outline:none;}\n.brx-cmp-selector__select:focus{border-color:#ffb905;}\n.brx-cmp-results{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:0;}\n.brx-cmp-card{background:#ffffff;border-radius:20px;border:2px solid #e0e4f0;padding:28px;display:flex;flex-direction:column;gap:14px;position:relative;transition:border-color 0.2s, box-shadow 0.2s;}\n.brx-cmp-card:hover{border-color:#ffb905;box-shadow:0 8px 28px rgba(255,185,5,0.15);}\n.brx-cmp-card--top{border-color:#1c244b;box-shadow:0 8px 28px rgba(28,36,75,0.12);}\n.brx-cmp-card--top:hover{border-color:#1c244b;box-shadow:0 12px 32px rgba(28,36,75,0.18);}\n.brx-cmp-card__badge{position:absolute;top:-13px;left:20px;background:#ffb905;color:#1c244b;font-size:12px;font-weight:700;padding:4px 12px;border-radius:999px;}\n.brx-cmp-card__badge--top{background:#1c244b;color:#ffffff;}\n.brx-cmp-card__logo{height:48px;object-fit:contain;display:block;}\n.brx-cmp-card__name{font-size:17px;font-weight:700;color:#1c244b;margin:0;}\n.brx-cmp-card__price-wrap{background:#f7f8fb;border-radius:12px;padding:14px 16px;text-align:center;}\n.brx-cmp-card__price-label{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:0.5px;color:#686766;margin-bottom:4px;}\n.brx-cmp-card__price{font-size:32px;font-weight:700;color:#1c244b;line-height:1;}\n.brx-cmp-card__price-period{font-size:14px;color:#686766;}\n.brx-cmp-card__covers{margin:0;padding:0;list-style:none;}\n.brx-cmp-card__covers li{font-size:13px;color:#595757;padding:6px 0;border-bottom:1px solid #f0f0f0;display:flex;align-items:flex-start;gap:8px;line-height:1.4;}\n.brx-cmp-card__covers li:last-child{border-bottom:none;}\n.brx-cmp-card__covers li::before{content:\"\u2713\";color:#ffb905;font-weight:700;min-width:14px;}\n.brx-cmp-card__cta{display:block;text-align:center;padding:13px 20px;background:#ffb905;color:#1c244b;font-weight:700;font-size:15px;border-radius:12px;text-decoration:none;transition:background 0.2s,color 0.2s;margin-top:auto;}\n.brx-cmp-card__cta:hover{background:#1c244b;color:#ffffff;}\n.brx-cmp-note{font-size:13px;color:#686766;text-align:center;margin-top:28px;}\n.brx-cmp-note a{color:#1c244b;font-weight:600;text-decoration:underline;}\n@media(max-width:1024px){.brx-cmp-results{grid-template-columns:1fr 1fr;}}\n@media(max-width:767px){.brx-cmp-results{grid-template-columns:1fr;}}\n<\/style>\n\n<script>\nvar dataRCRO = {\n  rcsolterosin: {\n    slug: \"singur-fara-copii\",\n    label: \"Singur\/\u0103 f\u0103r\u0103 copii\",\n    ofertas: [\n      { aseguradora: \"SLP AG\", logo: \"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/02\/slpag.png\", precio: \"48,02 \u20ac\/an\", badge: \"Cel mai ieftin\", coberturas: [\"Daune personale: 10.000.000\u20ac\",\"Daune materiale: 10.000.000\u20ac\",\"Daune financiare: 10.000.000\u20ac\",\"Cas\u0103\/apartament \u00eenchiriat ter\u021bilor: 10.000.000\u20ac\",\"Pierdere chei private: 30.000\u20ac\",\"Pierdere chei de serviciu: 30.000\u20ac\"] },\n      { aseguradora: \"Janitos\", logo: \"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/02\/janitos-3.png\", precio: \"49,53 \u20ac\/an\", badge: \"\", coberturas: [\"Daune personale: 10.000.000\u20ac\",\"Daune materiale: 10.000.000\u20ac\",\"Daune financiare: 10.000.000\u20ac\",\"Cas\u0103\/apartament \u00eenchiriat ter\u021bilor: 10.000.000\u20ac\",\"Pierdere chei private: 200.000\u20ac\",\"Pierdere chei de serviciu: 200.000\u20ac\"] },\n      { aseguradora: \"VHV\", logo: \"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/02\/vhv-2.png\", precio: \"56,25 \u20ac\/an\", badge: \"Cea mai mare acoperire\", coberturas: [\"Daune personale: 50.000.000\u20ac\",\"Daune materiale: 50.000.000\u20ac\",\"Daune financiare: 50.000.000\u20ac\",\"Cas\u0103\/apartament \u00eenchiriat ter\u021bilor: 50.000.000\u20ac\",\"Pierdere chei private: 50.000.000\u20ac\",\"Pierdere chei de serviciu: 50.000.000\u20ac\"] }\n    ]\n  },\n  rcsolterocon: {\n    slug: \"singur-cu-copii\",\n    label: \"Singur\/\u0103 cu copii\",\n    ofertas: [\n      { aseguradora: \"SLP AG\", logo: \"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/02\/slpag.png\", precio: \"61,51 \u20ac\/an\", badge: \"Cel mai ieftin\", coberturas: [\"Daune personale: 10.000.000\u20ac\",\"Daune materiale: 10.000.000\u20ac\",\"Daune financiare: 10.000.000\u20ac\",\"Cas\u0103\/apartament \u00eenchiriat ter\u021bilor: 10.000.000\u20ac\",\"Pierdere chei private: 30.000\u20ac\",\"Pierdere chei de serviciu: 30.000\u20ac\"] },\n      { aseguradora: \"Janitos\", logo: \"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/02\/janitos-3.png\", precio: \"69,97 \u20ac\/an\", badge: \"\", coberturas: [\"Daune personale: 10.000.000\u20ac\",\"Daune materiale: 10.000.000\u20ac\",\"Daune financiare: 10.000.000\u20ac\",\"Cas\u0103\/apartament \u00eenchiriat ter\u021bilor: 10.000.000\u20ac\",\"Pierdere chei private: 200.000\u20ac\",\"Pierdere chei de serviciu: 200.000\u20ac\"] },\n      { aseguradora: \"VHV\", logo: \"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/02\/vhv-2.png\", precio: \"81,00 \u20ac\/an\", badge: \"Cea mai mare acoperire\", coberturas: [\"Daune personale: 50.000.000\u20ac\",\"Daune materiale: 50.000.000\u20ac\",\"Daune financiare: 50.000.000\u20ac\",\"Cas\u0103\/apartament \u00eenchiriat ter\u021bilor: 50.000.000\u20ac\",\"Pierdere chei private: 50.000.000\u20ac\",\"Pierdere chei de serviciu: 50.000.000\u20ac\"] }\n    ]\n  },\n  rcparejasin: {\n    slug: \"cuplu-fara-copii\",\n    label: \"Cuplu f\u0103r\u0103 copii\",\n    ofertas: [\n      { aseguradora: \"GEV\", logo: \"https:\/\/www.bramex.de\/wp-content\/uploads\/2023\/06\/gev-Versicherung.png\", precio: \"65,99 \u20ac\/an\", badge: \"Cel mai ieftin\", coberturas: [\"Daune materiale: 10.000.000\u20ac\",\"Daune financiare: 10.000.000\u20ac\",\"Cas\u0103\/apartament \u00eenchiriat ter\u021bilor: 10.000.000\u20ac\",\"Pierdere chei private: 30.000\u20ac\",\"Pierdere chei de serviciu: 30.000\u20ac\"] },\n      { aseguradora: \"SLP AG\", logo: \"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/02\/slpag.png\", precio: \"72,49 \u20ac\/an\", badge: \"\", coberturas: [\"Daune materiale: 15.000.000\u20ac\",\"Daune financiare: 15.000.000\u20ac\",\"Cas\u0103\/apartament \u00eenchiriat ter\u021bilor: 15.000.000\u20ac\",\"Pierdere chei private: 50.000\u20ac\",\"Pierdere chei de serviciu: 50.000\u20ac\"] },\n      { aseguradora: \"VHV\", logo: \"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/02\/vhv-2.png\", precio: \"85,06 \u20ac\/an\", badge: \"Cea mai mare acoperire\", coberturas: [\"Daune materiale: 50.000.000\u20ac\",\"Daune financiare: 50.000.000\u20ac\",\"Cas\u0103\/apartament \u00eenchiriat ter\u021bilor: 50.000.000\u20ac\",\"Pierdere chei private: 100.000\u20ac\",\"Pierdere chei de serviciu: 100.000\u20ac\"] }\n    ]\n  },\n  rcparejacon: {\n    slug: \"cuplu-cu-copii\",\n    label: \"Cuplu cu copii\",\n    ofertas: [\n      { aseguradora: \"SLP AG\", logo: \"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/02\/slpag.png\", precio: \"64,36 \u20ac\/an\", badge: \"Cel mai ieftin\", coberturas: [\"Daune materiale: 10.000.000\u20ac\",\"Daune financiare: 10.000.000\u20ac\",\"Cas\u0103\/apartament \u00eenchiriat ter\u021bilor: 10.000.000\u20ac\",\"Pierdere chei private: 10.000.000\u20ac\",\"Pierdere chei de serviciu: 10.000.000\u20ac\"] },\n      { aseguradora: \"Pangaea Life\", logo: \"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/02\/Pangea-life-1.png\", precio: \"77,47 \u20ac\/an\", badge: \"\", coberturas: [\"Daune materiale: 20.000.000\u20ac\",\"Daune financiare: 20.000.000\u20ac\",\"Cas\u0103\/apartament \u00eenchiriat ter\u021bilor: 20.000.000\u20ac\",\"Pierdere chei private: 20.000.000\u20ac\",\"Pierdere chei de serviciu: 20.000.000\u20ac\"] },\n      { aseguradora: \"Baloise\", logo: \"https:\/\/www.bramex.de\/wp-content\/uploads\/2023\/07\/baloise-reponsabilidad-civil.png\", precio: \"81,28 \u20ac\/an\", badge: \"Cea mai mare acoperire\", coberturas: [\"Daune materiale: 50.000.000\u20ac\",\"Daune financiare: 50.000.000\u20ac\",\"Cas\u0103\/apartament \u00eenchiriat ter\u021bilor: 50.000.000\u20ac\",\"Pierdere chei private: 50.000.000\u20ac\",\"Pierdere chei de serviciu: 50.000.000\u20ac\"] }\n    ]\n  }\n};\n\nfunction mostrarOfertasRO() {\n  var sel = document.getElementById('estadoRO').value;\n  var cont = document.getElementById('resultadosRO');\n  cont.innerHTML = '';\n  if (!dataRCRO[sel]) return;\n  var formBase = 'https:\/\/www.bramex.de\/ro\/contractare-asigurare-raspundere-civila-formular\/';\n  var perfilSlug = dataRCRO[sel].slug;\n  var perfilLabel = dataRCRO[sel].label;\n  dataRCRO[sel].ofertas.forEach(function(oferta) {\n    var tarifaLabel = oferta.aseguradora + ' - ' + oferta.precio;\n    var formUrl = formBase + '?perfil=' + encodeURIComponent(perfilSlug) + '&perfil_label=' + encodeURIComponent(perfilLabel) + '&tarifa_label=' + encodeURIComponent(tarifaLabel);\n    var badgeHTML = oferta.badge ? '<div class=\"brx-cmp-card__badge' + (oferta.badge === 'Cea mai mare acoperire' ? ' brx-cmp-card__badge--top' : '') + '\">' + oferta.badge + '<\/div>' : '';\n    var coversHTML = oferta.coberturas.map(function(c){ return '<li>' + c + '<\/li>'; }).join('');\n    var div = document.createElement('div');\n    div.className = 'brx-cmp-card' + (oferta.badge === 'Cea mai mare acoperire' ? ' brx-cmp-card--top' : '');\n    div.innerHTML = badgeHTML +\n      '<img decoding=\"async\" src=\"' + oferta.logo + '\" alt=\"' + oferta.aseguradora + '\" class=\"brx-cmp-card__logo\">' +\n      '<p class=\"brx-cmp-card__name\">' + oferta.aseguradora + '<\/p>' +\n      '<div class=\"brx-cmp-card__price-wrap\"><div class=\"brx-cmp-card__price-label\">Pre\u021b anual<\/div><div class=\"brx-cmp-card__price\">' + oferta.precio + '<\/div><\/div>' +\n      '<ul class=\"brx-cmp-card__covers\">' + coversHTML + '<\/ul>' +\n      '<a class=\"brx-cmp-card__cta\" href=\"' + formUrl + '\">Contracteaz\u0103<\/a>';\n    cont.appendChild(div);\n  });\n}\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98e021d e-con-full e-flex e-con e-parent\" data-id=\"98e021d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-171b63f elementor-widget elementor-widget-html\" data-id=\"171b63f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"brx-section\">\n  <div class=\"brx-container\">\n    <h2 class=\"brx-section-title brx-section-title--center\">Avantajele gestion\u0103rii asigur\u0103rii prin Bramex<\/h2>\n    <div class=\"brx-rc-advantages\">\n      <div class=\"brx-rc-advantage\">\n        <div class=\"brx-rc-advantage__icon\">\ud83d\udccb<\/div>\n        <h3 class=\"brx-rc-advantage__title\">Mai pu\u021bin\u0103 birocra\u021bie<\/h3>\n        <p class=\"brx-rc-advantage__text\">Gestion\u0103m contractul pentru tine, astfel \u00eenc\u00e2t procesul s\u0103 fie mai rapid, mai clar \u0219i f\u0103r\u0103 complica\u021bii.<\/p>\n      <\/div>\n      <div class=\"brx-rc-advantage\">\n        <div class=\"brx-rc-advantage__icon\">\ud83e\udd1d<\/div>\n        <h3 class=\"brx-rc-advantage__title\">Sprijin continuu<\/h3>\n        <p class=\"brx-rc-advantage__text\">Suntem al\u0103turi de tine \u0219i dup\u0103 contractare pentru a te ghida pe durata contractului.<\/p>\n      <\/div>\n      <div class=\"brx-rc-advantage\">\n        <div class=\"brx-rc-advantage__icon\">\ud83c\udf0d<\/div>\n        <h3 class=\"brx-rc-advantage__title\">\u00cen limba ta<\/h3>\n        <p class=\"brx-rc-advantage__text\">Tot procesul se desf\u0103\u0219oar\u0103 \u00een limba rom\u00e2n\u0103, ca s\u0103 \u00een\u021belegi bine fiecare pas \u0219i s\u0103 contractezi cu \u00eencredere.<\/p>\n      <\/div>\n      <div class=\"brx-rc-advantage\">\n        <div class=\"brx-rc-advantage__icon\">\ud83d\udd14<\/div>\n        <h3 class=\"brx-rc-advantage__title\">Informa\u021bii utile<\/h3>\n        <p class=\"brx-rc-advantage__text\">Vei primi informa\u021bii relevante despre asigur\u0103ri \u00een limba ta \u0219i dup\u0103 semnarea contractului.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n<section class=\"brx-section brx-bg-soft\">\n  <div class=\"brx-container\">\n    <div class=\"brx-mini-cta\">\n      <h2 class=\"brx-mini-cta__title\">Preferi s\u0103 vorbe\u0219ti cu un consilier \u00eenainte de a contracta?<\/h2>\n      <p class=\"brx-mini-cta__text\">Te ajut\u0103m s\u0103 clarifici orice nel\u0103murire despre asigurarea de r\u0103spundere civil\u0103 \u00een Germania. Consilierea este gratuit\u0103 \u0219i f\u0103r\u0103 obliga\u021bie.<\/p>\n      <div class=\"brx-mini-cta__actions\">\n        <a href=\"https:\/\/www.bramex.de\/ro\/contact\/\" class=\"brx-btn brx-btn--navy\">Solicit\u0103 consiliere gratuit\u0103<\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n<style>\n.brx-rc-advantages{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:40px;}\n.brx-rc-advantage{padding:24px;background:#f7f8fb;border-radius:16px;}\n.brx-rc-advantage__icon{font-size:28px;margin-bottom:12px;display:block;}\n.brx-rc-advantage__title{font-size:16px;font-weight:700;color:#1c244b;margin:0 0 8px 0;}\n.brx-rc-advantage__text{font-size:14px;line-height:1.6;color:#595757;margin:0;}\n@media(max-width:1024px){.brx-rc-advantages{grid-template-columns:repeat(2,1fr);}}\n@media(max-width:767px){.brx-rc-advantages{grid-template-columns:1fr;}}\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>HAFTPFLICHTVERSICHERUNG \u00b7 GERMANIA Contracteaz\u0103-\u021bi asigurarea de r\u0103spundere civil\u0103 \u00een Germania Protejeaz\u0103-\u021bi patrimoniul \u00eempotriva daunelor cauzate ter\u021bilor cu o poli\u021b\u0103 adaptat\u0103 situa\u021biei tale. Am selectat cele mai bune oferte dup\u0103 acoperire, pre\u021b \u0219i fiabilitate. Contracteaz\u0103 acum Consultan\u021b\u0103 gratuit\u0103 Mai multe informa\u021bii Consultan\u021b\u0103 gratuit\u0103 \u00b7 Te ajut\u0103m \u00een limba rom\u00e2n\u0103, f\u0103r\u0103 complica\u021bii inutile De ce s\u0103 contractezi &#8230; <a title=\"Contractare asigurare de r\u0103spundere civil\u0103 \u00een Germania\" class=\"read-more\" href=\"https:\/\/www.bramex.de\/ro\/contractare-asigurare-raspundere-civila-germania\/\" aria-label=\"Cite\u0219te mai multe despre Contractare asigurare de r\u0103spundere civil\u0103 \u00een Germania\">Cite\u0219te mai mult<\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-38799","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Contractare asigurare de r\u0103spundere civil\u0103 \u00een Germania<\/title>\n<meta name=\"description\" content=\"Compar\u0103 \u0219i contracteaz\u0103 asigurarea de r\u0103spundere civil\u0103 \u00een Germania. Cele mai bune oferte pentru persoane singure, cupluri \u0219i familii. Consiliere gratuit\u0103.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bramex.de\/ro\/contractare-asigurare-raspundere-civila-germania\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Contractare asigurare de r\u0103spundere civil\u0103 \u00een Germania\" \/>\n<meta property=\"og:description\" content=\"Compar\u0103 \u0219i contracteaz\u0103 asigurarea de r\u0103spundere civil\u0103 \u00een Germania. Cele mai bune oferte pentru persoane singure, cupluri \u0219i familii. Consiliere gratuit\u0103.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bramex.de\/ro\/contractare-asigurare-raspundere-civila-germania\/\" \/>\n<meta property=\"og:site_name\" content=\"Bramex\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bramexseguros\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-14T10:46:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/01\/bramex_esp.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"689\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/contractare-asigurare-raspundere-civila-germania\\\/\",\"url\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/contractare-asigurare-raspundere-civila-germania\\\/\",\"name\":\"Contractare asigurare de r\u0103spundere civil\u0103 \u00een Germania\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/#website\"},\"datePublished\":\"2026-05-14T10:44:06+00:00\",\"dateModified\":\"2026-05-14T10:46:10+00:00\",\"description\":\"Compar\u0103 \u0219i contracteaz\u0103 asigurarea de r\u0103spundere civil\u0103 \u00een Germania. Cele mai bune oferte pentru persoane singure, cupluri \u0219i familii. Consiliere gratuit\u0103.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/contractare-asigurare-raspundere-civila-germania\\\/#breadcrumb\"},\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.bramex.de\\\/ro\\\/contractare-asigurare-raspundere-civila-germania\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/contractare-asigurare-raspundere-civila-germania\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Contractare asigurare de r\u0103spundere civil\u0103 \u00een Germania\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/#website\",\"url\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/\",\"name\":\"Bramex\",\"description\":\"Corredur\u00eda oficial en Alemania\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/#organization\",\"name\":\"Bramex\",\"url\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.bramex.de\\\/wp-content\\\/uploads\\\/2021\\\/01\\\/bramex_esp.png\",\"contentUrl\":\"https:\\\/\\\/www.bramex.de\\\/wp-content\\\/uploads\\\/2021\\\/01\\\/bramex_esp.png\",\"width\":2560,\"height\":689,\"caption\":\"Bramex\"},\"image\":{\"@id\":\"https:\\\/\\\/www.bramex.de\\\/ro\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/bramexseguros\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UC710Tp0JpVJ5pcvVLUO1o9w\",\"https:\\\/\\\/www.instagram.com\\\/bramexalemania\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Contractare asigurare de r\u0103spundere civil\u0103 \u00een Germania","description":"Compar\u0103 \u0219i contracteaz\u0103 asigurarea de r\u0103spundere civil\u0103 \u00een Germania. Cele mai bune oferte pentru persoane singure, cupluri \u0219i familii. Consiliere gratuit\u0103.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.bramex.de\/ro\/contractare-asigurare-raspundere-civila-germania\/","og_locale":"ro_RO","og_type":"article","og_title":"Contractare asigurare de r\u0103spundere civil\u0103 \u00een Germania","og_description":"Compar\u0103 \u0219i contracteaz\u0103 asigurarea de r\u0103spundere civil\u0103 \u00een Germania. Cele mai bune oferte pentru persoane singure, cupluri \u0219i familii. Consiliere gratuit\u0103.","og_url":"https:\/\/www.bramex.de\/ro\/contractare-asigurare-raspundere-civila-germania\/","og_site_name":"Bramex","article_publisher":"https:\/\/www.facebook.com\/bramexseguros","article_modified_time":"2026-05-14T10:46:10+00:00","og_image":[{"width":2560,"height":689,"url":"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/01\/bramex_esp.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Timp estimat pentru citire":"2 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.bramex.de\/ro\/contractare-asigurare-raspundere-civila-germania\/","url":"https:\/\/www.bramex.de\/ro\/contractare-asigurare-raspundere-civila-germania\/","name":"Contractare asigurare de r\u0103spundere civil\u0103 \u00een Germania","isPartOf":{"@id":"https:\/\/www.bramex.de\/ro\/#website"},"datePublished":"2026-05-14T10:44:06+00:00","dateModified":"2026-05-14T10:46:10+00:00","description":"Compar\u0103 \u0219i contracteaz\u0103 asigurarea de r\u0103spundere civil\u0103 \u00een Germania. Cele mai bune oferte pentru persoane singure, cupluri \u0219i familii. Consiliere gratuit\u0103.","breadcrumb":{"@id":"https:\/\/www.bramex.de\/ro\/contractare-asigurare-raspundere-civila-germania\/#breadcrumb"},"inLanguage":"ro-RO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.bramex.de\/ro\/contractare-asigurare-raspundere-civila-germania\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.bramex.de\/ro\/contractare-asigurare-raspundere-civila-germania\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.bramex.de\/ro\/"},{"@type":"ListItem","position":2,"name":"Contractare asigurare de r\u0103spundere civil\u0103 \u00een Germania"}]},{"@type":"WebSite","@id":"https:\/\/www.bramex.de\/ro\/#website","url":"https:\/\/www.bramex.de\/ro\/","name":"Bramex","description":"Corredur\u00eda oficial en Alemania","publisher":{"@id":"https:\/\/www.bramex.de\/ro\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.bramex.de\/ro\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ro-RO"},{"@type":"Organization","@id":"https:\/\/www.bramex.de\/ro\/#organization","name":"Bramex","url":"https:\/\/www.bramex.de\/ro\/","logo":{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/www.bramex.de\/ro\/#\/schema\/logo\/image\/","url":"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/01\/bramex_esp.png","contentUrl":"https:\/\/www.bramex.de\/wp-content\/uploads\/2021\/01\/bramex_esp.png","width":2560,"height":689,"caption":"Bramex"},"image":{"@id":"https:\/\/www.bramex.de\/ro\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/bramexseguros","https:\/\/www.youtube.com\/channel\/UC710Tp0JpVJ5pcvVLUO1o9w","https:\/\/www.instagram.com\/bramexalemania\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.bramex.de\/ro\/wp-json\/wp\/v2\/pages\/38799","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bramex.de\/ro\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bramex.de\/ro\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bramex.de\/ro\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bramex.de\/ro\/wp-json\/wp\/v2\/comments?post=38799"}],"version-history":[{"count":0,"href":"https:\/\/www.bramex.de\/ro\/wp-json\/wp\/v2\/pages\/38799\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.bramex.de\/ro\/wp-json\/wp\/v2\/media?parent=38799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}