{"id":38994,"date":"2026-05-15T16:01:08","date_gmt":"2026-05-15T15:01:08","guid":{"rendered":"https:\/\/www.bramex.de\/?page_id=38994"},"modified":"2026-05-15T16:02:32","modified_gmt":"2026-05-15T15:02:32","slug":"private-health-insurance-assistance-germany","status":"publish","type":"page","link":"https:\/\/www.bramex.de\/en\/private-health-insurance-assistance-germany\/","title":{"rendered":"Private Health Insurance Assistance in Germany"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"38994\" class=\"elementor elementor-38994 elementor-29047\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85bbd1c e-con-full e-flex e-con e-parent\" data-id=\"85bbd1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0515d31 elementor-widget elementor-widget-html\" data-id=\"0515d31\" data-element_type=\"widget\" data-e-type=\"widget\" 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.brx-asp-intro,\n  .brx-asp-inter,\n  .brx-asp-faq,\n  .brx-asp-form,\n  .brx-asp-why{padding:56px 0}\n  .brx-asp-intro__content h2,\n  .brx-asp-inter__content h3,\n  .brx-asp-faq__title,\n  .brx-asp-form__title,\n  .brx-asp-why__title{font-size:26px}\n  .brx-asp-intro__media:before{display:none}\n  .brx-asp-bplus__box{padding:22px 20px;flex-direction:column;align-items:flex-start;text-align:left;gap:18px}\n  .brx-asp-bplus__logo img{max-width:130px}\n  .brx-asp-bplus__content{font-size:15px}\n  .brx-asp-bplus__cta{width:100%;justify-content:center}\n  .brx-asp-faq__q{padding:18px 20px;font-size:16px}\n  .brx-asp-faq__a{padding:0 20px 20px;font-size:15px}\n  .brx-asp-form__box{padding:24px 20px;border-radius:18px}\n  .brx-asp-why__grid{grid-template-columns:1fr}\n  .brx-asp-free{width:100%}\n}\n<\/style>\n\n<section class=\"brx-asp\">\n\n  <!-- HERO -->\n  <section class=\"brx-service-hero brx-service-hero--right\">\n    <div class=\"brx-service-hero__media\" style=\"background-image:url('https:\/\/www.bramex.de\/wp-content\/uploads\/2023\/10\/asesor-seguro-privado.png');\">\n      <div class=\"brx-service-hero__container\">\n        <div class=\"brx-service-hero__inner\">\n          <div class=\"brx-service-hero__card\">\n            <span class=\"brx-service-hero__eyebrow\">Private health insurance in Germany<\/span>\n            <h1 class=\"brx-service-hero__title\">Specialised support for your private health insurance<\/h1>\n            <p class=\"brx-service-hero__text\">We help you understand your policy, optimise your coverage and manage every interaction with private insurers in Germany. Personal support in your own language, at no extra cost.<\/p>\n            <div class=\"brx-service-hero__actions\">\n              <a href=\"#asistencia\" class=\"brx-btn brx-btn--yellow\">Request advice<\/a>\n              <a href=\"https:\/\/bramexplus.com\" target=\"_blank\" rel=\"noopener\" class=\"brx-btn brx-btn--white\">Bramex Plus \u2013 PKV specialists<\/a>\n            <\/div>\n            <p class=\"brx-service-hero__note\"><strong>Independent advice<\/strong> \u00b7 Private health insurance specialists in Germany<\/p>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <!-- INTRO -->\n  <div class=\"brx-asp-intro\">\n    <div class=\"brx-asp-intro__container\">\n      <div class=\"brx-asp-intro__grid\">\n        <div class=\"brx-asp-intro__media\">\n          <img decoding=\"async\" src=\"https:\/\/www.bramex.de\/wp-content\/uploads\/2023\/10\/asesoramiento-seguro-privado-alemania.png\" alt=\"Private health insurance advice in Germany\">\n        <\/div>\n        <div class=\"brx-asp-intro__content\">\n          <h2>Already have private health insurance in Germany?<\/h2>\n          <p>If you hold a full private health insurance policy (<strong>Private Krankenversicherung, PKV<\/strong>) and you need support communicating with your insurer, we are here to help.<\/p>\n          <p>Our bilingual team acts as your intermediary with the insurer: we answer your questions, handle paperwork and accompany you with any matter related to your policy.<\/p>\n          <div class=\"brx-asp-free\">\n            <span class=\"brx-asp-free__icon\">\n              <svg viewBox=\"0 0 24 24\"><path d=\"M12 2 4 5v6c0 5 3.4 9.4 8 11 4.6-1.6 8-6 8-11V5l-8-3zm-1 15-4-4 1.4-1.4L11 14.2l5.6-5.6L18 10l-7 7z\"\/><\/svg>\n            <\/span>\n            <span class=\"brx-asp-free__text\">100% FREE service<span>No extra costs and no changes to your contract<\/span><\/span>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- BANNER BRAMEX PLUS 1 -->\n  <div class=\"brx-asp-bplus\">\n    <div class=\"brx-asp-bplus__container\">\n      <a href=\"https:\/\/bramexplus.com\" target=\"_blank\" rel=\"noopener\" class=\"brx-asp-bplus__box\">\n        <div class=\"brx-asp-bplus__logo\">\n          <img decoding=\"async\" src=\"https:\/\/www.bramex.de\/wp-content\/uploads\/2026\/05\/Captura-de-pantalla-2026-05-01-a-las-12.23.53.png\" alt=\"Bramex Plus\">\n        <\/div>\n        <div class=\"brx-asp-bplus__content\">\n          <strong>High income, Blue Card or self-employed with strong earnings?<\/strong> Discover Bramex Plus, our brand specialised in premium private health insurance for qualified profiles.\n        <\/div>\n        <span class=\"brx-asp-bplus__cta\">\n          Go to Bramex Plus\n          <svg viewBox=\"0 0 24 24\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg>\n        <\/span>\n      <\/a>\n    <\/div>\n  <\/div>\n\n  <!-- INTERMEDIARIOS -->\n  <div class=\"brx-asp-inter\">\n    <div class=\"brx-asp-inter__container\">\n      <div class=\"brx-asp-inter__grid\">\n        <div class=\"brx-asp-inter__content\">\n          <h2>Intermediaries between you and your insurer<\/h2>\n          <h3>Forget about bureaucracy. We take care of it for you.<\/h3>\n          <p>Our team speaks German, English, Spanish and Romanian, which means we can help you with any issue regarding your insurance, provide free advice, or act as intermediaries with your insurer.<\/p>\n          <p>Just tell us what you need and we'll handle the communication with your insurance company.<\/p>\n          <ul class=\"brx-asp-inter__list\">\n            <li>Nothing changes in your existing contract<\/li>\n            <li>You keep the conditions agreed with your insurer<\/li>\n            <li>No extra cost: your premium and benefits stay the same<\/li>\n            <li>Professional support throughout the life of your policy<\/li>\n          <\/ul>\n          <div class=\"brx-asp-inter__support\">You'll receive <strong>professional support<\/strong> from our team of officially registered advisors in Germany \u2014 friendly service in your own language.<\/div>\n        <\/div>\n        <div class=\"brx-asp-inter__media\">\n          <img decoding=\"async\" src=\"https:\/\/www.bramex.de\/wp-content\/uploads\/2023\/10\/asesores-seguro-privado.png\" alt=\"Private health insurance advisors in Germany\">\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- FAQ -->\n  <div class=\"brx-asp-faq\">\n    <div class=\"brx-asp-faq__container\">\n      <div class=\"brx-asp-faq__head\">\n        <span class=\"brx-asp-faq__eyebrow\">Full PKV assistance service<\/span>\n        <h2 class=\"brx-asp-faq__title\">Frequently asked questions about the service<\/h2>\n      <\/div>\n      <div class=\"brx-asp-faq__list\">\n\n        <details class=\"brx-asp-faq__item\">\n          <summary class=\"brx-asp-faq__q\">How and when can I use this service?<\/summary>\n          <div class=\"brx-asp-faq__a\">\n            <ul>\n              <li>If you have full private health insurance (PKV), you can access our free assistance by filling out the form at the bottom of this page. We'll get in touch with you.<\/li>\n              <li>You don't have to wait until you have a problem with your insurer. You can contact us at any time and we'll explain how the service works.<\/li>\n            <\/ul>\n          <\/div>\n        <\/details>\n\n        <details class=\"brx-asp-faq__item\">\n          <summary class=\"brx-asp-faq__q\">Why do we offer this service?<\/summary>\n          <div class=\"brx-asp-faq__a\">\n            <p>From our experience, many clients come to us after signing up for their private health insurance through another advisor or directly with the insurer, only to find it difficult to communicate fluently with the company or to receive the advice they expected.<\/p>\n            <p>At Bramex we specialise in providing this service. You'll get clear answers to your questions without wasting time chasing different contacts \u2014 we do it for you.<\/p>\n          <\/div>\n        <\/details>\n\n        <details class=\"brx-asp-faq__item\">\n          <summary class=\"brx-asp-faq__q\">Do I need to have my policy with Bramex?<\/summary>\n          <div class=\"brx-asp-faq__a\">\n            <p>No. We offer this free service to anyone who has a full private health insurance policy (PKV) in Germany, regardless of who signed them up.<\/p>\n          <\/div>\n        <\/details>\n\n        <details class=\"brx-asp-faq__item\">\n          <summary class=\"brx-asp-faq__q\">What are the benefits of using this service?<\/summary>\n          <div class=\"brx-asp-faq__a\">\n            <p>You won't have to worry about paperwork or about communicating with your insurer. Insurance companies can be hard to reach, may not give the right answers, and language is often an additional barrier.<\/p>\n            <p>We know and work with every insurer in Germany. As officially registered advisors and a multilingual team, we provide full support with any procedure.<\/p>\n          <\/div>\n        <\/details>\n\n        <details class=\"brx-asp-faq__item\">\n          <summary class=\"brx-asp-faq__q\">What extra benefits do I get with Bramex?<\/summary>\n          <div class=\"brx-asp-faq__a\">\n            <p>Beyond comprehensive advice, you join our community. We are in touch with hundreds of people in your same situation, which means you can build a useful professional network for your projects in Germany.<\/p>\n          <\/div>\n        <\/details>\n\n        <details class=\"brx-asp-faq__item\">\n          <summary class=\"brx-asp-faq__q\">Am I committing to anything by contacting you?<\/summary>\n          <div class=\"brx-asp-faq__a\">\n            <p>No. Just ask us and we'll give you all the information with no obligation whatsoever.<\/p>\n          <\/div>\n        <\/details>\n\n        <details class=\"brx-asp-faq__item\">\n          <summary class=\"brx-asp-faq__q\">Does this service have any cost?<\/summary>\n          <div class=\"brx-asp-faq__a\">\n            <p>No. We don't charge for advice. We don't increase the cost of your insurance, and no change is made to it.<\/p>\n            <p>Everything stays the same for you, with the added benefit of a bilingual assistant providing support, answering your questions and handling the communication with your insurer.<\/p>\n          <\/div>\n        <\/details>\n\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- BANNER BRAMEX PLUS 2 -->\n  <div class=\"brx-asp-bplus\">\n    <div class=\"brx-asp-bplus__container\">\n      <a href=\"https:\/\/bramexplus.com\" target=\"_blank\" rel=\"noopener\" class=\"brx-asp-bplus__box\">\n        <div class=\"brx-asp-bplus__logo\">\n          <img decoding=\"async\" src=\"https:\/\/www.bramex.de\/wp-content\/uploads\/2026\/05\/Captura-de-pantalla-2026-05-01-a-las-12.23.53.png\" alt=\"Bramex Plus\">\n        <\/div>\n        <div class=\"brx-asp-bplus__content\">\n          <strong>Want a full comparison between private insurers?<\/strong> At Bramex Plus we carry out an in-depth analysis of your situation and recommend the private health insurance that suits you best.\n        <\/div>\n        <span class=\"brx-asp-bplus__cta\">\n          Go to Bramex Plus\n          <svg viewBox=\"0 0 24 24\"><path d=\"M5 12h14M13 6l6 6-6 6\"\/><\/svg>\n        <\/span>\n      <\/a>\n    <\/div>\n  <\/div>\n\n  <!-- FORMULARIO -->\n  <div class=\"brx-asp-form\" id=\"asistencia\">\n    <div class=\"brx-asp-form__container\">\n      <div class=\"brx-asp-form__head\">\n        <h2 class=\"brx-asp-form__title\">Request your free assistance<\/h2>\n        <p class=\"brx-asp-form__text\">Fill in the form and we'll get in touch to explain how we can help you with your private health insurance in Germany.<\/p>\n      <\/div>\n      <div class=\"brx-asp-form__box\">\n        <noscript class=\"ninja-forms-noscript-message\">\n\tNotice: JavaScript is required for this content.<\/noscript>\n<div id=\"nf-form-80-cont\" class=\"nf-form-cont\" aria-live=\"polite\" aria-labelledby=\"nf-form-title-80\" 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Advice is completely free.<\/p>\n        <\/div>\n\n        <div class=\"brx-asp-why__card\">\n          <div class=\"brx-asp-why__icon\"><svg viewBox=\"0 0 24 24\"><path d=\"M16 11c1.66 0 2.99-1.34 2.99-3S17.66 5 16 5c-1.66 0-3 1.34-3 3s1.34 3 3 3zm-8 0c1.66 0 2.99-1.34 2.99-3S9.66 5 8 5C6.34 5 5 6.34 5 8s1.34 3 3 3zm0 2c-2.33 0-7 1.17-7 3.5V19h14v-2.5c0-2.33-4.67-3.5-7-3.5zm8 0c-.29 0-.62.02-.97.05 1.16.84 1.97 1.97 1.97 3.45V19h6v-2.5c0-2.33-4.67-3.5-7-3.5z\"\/><\/svg><\/div>\n          <h3 class=\"brx-asp-why__cardtitle\">Partners<\/h3>\n          <p class=\"brx-asp-why__cardtext\">We work with 95% of the leading insurers in Germany.<\/p>\n        <\/div>\n\n        <div class=\"brx-asp-why__card\">\n          <div class=\"brx-asp-why__icon\"><svg viewBox=\"0 0 24 24\"><path d=\"M20.5 6c-2.61.7-5.67 1-8.5 1s-5.89-.3-8.5-1L3 8c1.86.5 4 .83 6 1v13h2v-6h2v6h2V9c2-.17 4.14-.5 6-1l-.5-2zM12 6c1.1 0 2-.9 2-2s-.9-2-2-2-2 .9-2 2 .9 2 2 2z\"\/><\/svg><\/div>\n          <h3 class=\"brx-asp-why__cardtitle\">Support<\/h3>\n          <p class=\"brx-asp-why__cardtext\">We're with you before, during and after taking out your insurance.<\/p>\n        <\/div>\n\n        <div class=\"brx-asp-why__card\">\n          <div class=\"brx-asp-why__icon\"><svg viewBox=\"0 0 24 24\"><path d=\"M11 7h2v2h-2zm0 4h2v6h-2zm1-9C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm0 18c-4.41 0-8-3.59-8-8s3.59-8 8-8 8 3.59 8 8-3.59 8-8 8z\"\/><\/svg><\/div>\n          <h3 class=\"brx-asp-why__cardtitle\">Information<\/h3>\n          <p class=\"brx-asp-why__cardtext\">We keep you informed of news and changes that may affect you.<\/p>\n        <\/div>\n\n        <div class=\"brx-asp-why__card\">\n          <div class=\"brx-asp-why__icon\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 2C6.5 2 2 6.5 2 12s4.5 10 10 10 10-4.5 10-10S17.5 2 12 2zm-1 17.93C7.05 19.44 4 16.08 4 12c0-.61.08-1.2.21-1.78L9 15v1c0 1.1.9 2 2 2v1.93zm6.9-2.54c-.26-.81-1-1.39-1.9-1.39h-1v-3c0-.55-.45-1-1-1H8v-2h2c.55 0 1-.45 1-1V7h2c1.1 0 2-.9 2-2v-.41C17.93 5.78 20 8.65 20 12c0 2.08-.81 3.98-2.1 5.39z\"\/><\/svg><\/div>\n          <h3 class=\"brx-asp-why__cardtitle\">Language<\/h3>\n          <p class=\"brx-asp-why__cardtext\">Customer service and case handling fully in your own language.<\/p>\n        <\/div>\n\n        <div class=\"brx-asp-why__card\">\n          <div class=\"brx-asp-why__icon\"><svg viewBox=\"0 0 24 24\"><path d=\"M14 2H6c-1.1 0-1.99.9-1.99 2L4 20c0 1.1.89 2 1.99 2H18c1.1 0 2-.9 2-2V8l-6-6zm2 16H8v-2h8v2zm0-4H8v-2h8v2zm-3-5V3.5L18.5 9H13z\"\/><\/svg><\/div>\n          <h3 class=\"brx-asp-why__cardtitle\">Paperwork<\/h3>\n          <p class=\"brx-asp-why__cardtext\">We save you from German bureaucracy. Quick and easy management.<\/p>\n        <\/div>\n\n        <div class=\"brx-asp-why__card\">\n          <div class=\"brx-asp-why__icon\"><svg viewBox=\"0 0 24 24\"><path d=\"M12 17.27 18.18 21l-1.64-7.03L22 9.24l-7.19-.61L12 2 9.19 8.63 2 9.24l5.46 4.73L5.82 21z\"\/><\/svg><\/div>\n          <h3 class=\"brx-asp-why__cardtitle\">Experience<\/h3>\n          <p class=\"brx-asp-why__cardtext\">Backed by a long track record in the insurance market in Germany.<\/p>\n        <\/div>\n\n      <\/div>\n    <\/div>\n  <\/div>\n\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Private health insurance in Germany Specialised support for your private health insurance We help you understand your policy, optimise your coverage and manage every interaction with private insurers in Germany. Personal support in your own language, at no extra cost. 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