Krankenkassen comparison 2026<\/h2>\n

Enter your monthly gross salary and instantly calculate what you would pay with each fund. The figure is your share as an employee<\/strong>; your employer pays the same amount.<\/p>\n\n

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\n Your monthly gross salary (\u20ac)<\/label>\n \n

\n \u20ac2,500<\/button>\n \u20ac3,500<\/button>\n \u20ac4,500<\/button>\n \u20ac6,000<\/button>\n <\/div>\n <\/div>\n

\n Which federal state (Bundesland) do you work in?<\/label>\n \n I don't know yet \/ other<\/option>\n Baden-W\u00fcrttemberg<\/option>\n Bayern (Bavaria)<\/option>\n Berlin<\/option>\n Brandenburg<\/option>\n Hessen<\/option>\n Mecklenburg-Vorpommern<\/option>\n Another Bundesland<\/option>\n <\/select>\n

This only affects the AOK, which is organised by region. All the other funds are the same across Germany.<\/p>\n <\/div>\n <\/div>\n\n

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\n You are in the Midijob band (\u20ac603.01 \u2013 \u20ac2,000): your contribution is lower than usual.<\/strong>\n

In this band the \u00dcbergangsbereich<\/em> formula applies, reducing your share and increasing your employer's. The figures below already use that formula (2026 values).<\/p>\n <\/div>\n <\/div>\n\n

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Already know which one you want? We sign you up for free, in English<\/a>. Torn between two? Write to us and we'll tell you which fits your case<\/a>.<\/p>\n <\/div>\n\n

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How it is calculated and sources<\/summary>\n

Employee contribution = gross salary (up to the 2026 contribution ceiling: \u20ac5,812.50\/month) \u00d7 (14.6% + the fund's Zusatzbeitrag) \u00f7 2. In the Midijob band the 2026 \u00dcbergangsbereich formula applies (factor F = 0.6619). It does not include long-term care insurance (Pflegeversicherung), which is the same for every fund: 1.8% for you, 2.4% if you are over 23 and have no children (slightly more in Saxony). Zusatzbeitr\u00e4ge as of September 2026. Sources: GKV-Spitzenverband<\/a>, krankenkassen.de<\/a>.<\/p>\n <\/details>\n <\/div>\n <\/div>\n<\/section>\n\n\n

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\n WE HANDLE IT FOR FREE, IN ENGLISH<\/span>\n

Same contract, same price, same deadlines. The difference: we do it for you.<\/h2>\n

Signing up for your Krankenkasse through Bramex costs nothing extra and the contract is identical to the one you would sign yourself. We handle the registration, the Mitgliedsbescheinigung for your employer<\/strong>, your family's cover if you have one, and we explain every letter that reaches you in German.<\/p>\n

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• 1<\/span> Leave us your details or message us on WhatsApp.<\/li>\n
• 2<\/span> We get back to you within 24 working hours and confirm the Krankenkasse.<\/li>\n
• 3<\/span> We complete the registration and send you the documents.<\/li>\n <\/ul>\n \n

  Write to us any time: we reply during office hours. Prefer to call? +49 171 508 80 78<\/a>, Monday to Friday, 10:00\u201318:00.<\/p>\n <\/div>\n

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  Or leave your details and we'll call you<\/p>\n

  Just what we need to get in touch. We'll ask for the registration details later, once we've spoken.<\/p>\n

  You chose: <\/strong> change<\/button><\/p>\n