{"id":37461,"date":"2026-04-10T23:47:18","date_gmt":"2026-04-10T22:47:18","guid":{"rendered":"https:\/\/www.bramex.de\/en\/?page_id=37461"},"modified":"2026-07-07T09:46:41","modified_gmt":"2026-07-07T08:46:41","slug":"health-insurance-job-seekers-germany","status":"publish","type":"page","link":"https:\/\/www.bramex.de\/en\/health-insurance-job-seekers-germany\/","title":{"rendered":"Health Insurance for Job Seekers in Germany"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"37461\" class=\"elementor elementor-37461 elementor-37451\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4276ef e-con-full e-flex e-con e-parent\" data-id=\"c4276ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d93f16c elementor-widget elementor-widget-html\" data-id=\"d93f16c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style id=\"elementor-post-8235\">.elementor-8235 .elementor-element.elementor-element-87b1f42{--display:flex;}\/* Start custom CSS for html, class: .elementor-element-398b89a *\/.brx-reviews{\n  padding:80px 20px;\n  background:#f7f8fb;\n  font-family:Poppins, sans-serif;\n}\n\n.brx-reviews-title{\n  text-align:center;\n  font-size:42px;\n  margin-bottom:50px;\n  color:#1c244b;\n  font-weight:700;\n}\n\n.brx-reviews-grid{\n  display:grid;\n  grid-template-columns:repeat(3,1fr);\n  gap:30px;\n  max-width:1200px;\n  margin:0 auto 40px auto;\n}\n\n.brx-review-card{\n  background:#ffffff;\n  padding:35px;\n  border-radius:14px;\n  box-shadow:0 10px 30px rgba(0,0,0,0.05);\n  text-align:center;\n}\n\n.brx-review-name{\n  font-size:22px;\n  font-weight:700;\n  color:#1c244b;\n  margin-bottom:15px;\n}\n\n.brx-review-text{\n  font-size:16px;\n  line-height:1.6;\n  color:#444;\n}\n\n.brx-reviews-cta{\n  text-align:center;\n  margin-top:20px;\n}\n\n.brx-reviews-button{\n  display:inline-block;\n  padding:16px 28px;\n  border:2px solid #1c244b;\n  color:#1c244b;\n  text-decoration:none;\n  font-weight:600;\n  border-radius:8px;\n  transition:all .2s ease;\n}\n\n.brx-reviews-button:hover{\n  background:#1c244b;\n  color:#ffffff;\n}\n\n@media (max-width:1024px){\n  .brx-reviews-grid{\n    grid-template-columns:repeat(2,1fr);\n  }\n}\n\n@media (max-width:768px){\n  .brx-reviews-grid{\n    grid-template-columns:1fr;\n  }\n\n  .brx-reviews-title{\n    font-size:30px;\n  }\n}\/* End custom CSS *\/<\/style><!-- ============================================================\nP\u00c1GINA: \/en\/health-insurance-job-seekers-germany\/\nVersi\u00f3n: 07\/07\/2026 \n============================================================ -->\n\n<section class=\"brx-service-hero\">\n  <div class=\"brx-service-hero__media\" style=\"background-image:url('https:\/\/www.bramex.de\/wp-content\/uploads\/2024\/02\/seguro-temporal-busqueda-de-empleo-y-estudiantes-alemania.png'); background-size:cover; background-position:center;\">\n    <div class=\"brx-service-hero__container\">\n      <div class=\"brx-service-hero__inner\">\n        <div class=\"brx-service-hero__card\">\n          <span class=\"brx-service-hero__eyebrow\">TEMPORARY HEALTH INSURANCE \u00b7 GERMANY<\/span>\n          <h1 class=\"brx-service-hero__title\">Health insurance for job seekers in Germany and German course students<\/h1>\n          <p class=\"brx-service-hero__text\">Temporary coverage valid in Germany while you have no job, are looking for work or studying German. From \u20ac36 per month, with free assistance in English.<\/p>\n          <div class=\"brx-service-hero__actions\">\n            <a href=\"https:\/\/www.bramex.de\/en\/temporary-health-insurance-rates-germany\/\" class=\"brx-btn brx-btn--yellow\">See rates and coverage<\/a>\n            <a href=\"https:\/\/www.bramex.de\/en\/contact\/\" class=\"brx-btn brx-btn--white\">Request advice<\/a>\n          <\/div>\n          <p class=\"brx-service-hero__note\"><strong>Sign up even if you're already in Germany<\/strong> \u00b7 Fast processing \u00b7 Free advice in English<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"brx-section\">\n  <div class=\"brx-container\">\n    <h2 class=\"brx-section-title\">Health insurance while job seeking or studying German: what you need to know<\/h2>\n    <p>If you are in Germany without a job, looking for work or studying the language, <strong>health insurance for job seekers in Germany<\/strong> is the most suitable option for your situation. In Germany, having health coverage is mandatory even if you don't work, and there are two main options: <a href=\"https:\/\/www.bramex.de\/en\/public-health-insurance\/\">public health insurance (GKV)<\/a> and private temporary insurance. Here we explain which one suits you and why.<\/p>\n    <p>This private temporary insurance covers basic medical, dental and hospital care, with premiums ranging from <strong>\u20ac36 to \u20ac104 per month<\/strong> depending on your age and plan. You can see the details on the <a href=\"https:\/\/www.bramex.de\/en\/temporary-health-insurance-rates-germany\/\">temporary health insurance rates<\/a> page.<\/p>\n    <p>Haven't arrived in Germany yet and need coverage for your visa application? Then your option is the <a href=\"https:\/\/www.bramex.de\/en\/visitor-health-insurance-germany\/\">visa health insurance<\/a>, designed for visitors and visa applications.<\/p>\n  <\/div>\n<\/section>\n\n<section class=\"brx-section\" style=\"padding-top:0;\">\n  <div class=\"brx-container\">\n    <div class=\"brx-tmp-cifras\">\n      <div class=\"brx-tmp-cifras__head\">\n        <h3 class=\"brx-tmp-cifras__title\">Temporary health insurance rates in Germany<\/h3>\n        <span class=\"brx-tmp-cifras__date\">Updated: 2026<\/span>\n      <\/div>\n      <div class=\"brx-tar-table-wrap\">\n        <table class=\"brx-tar-table\">\n          <thead>\n            <tr>\n              <th class=\"brx-tar-table__item\">Profile<\/th>\n              <th class=\"brx-tar-table__base\">Basic plan<\/th>\n              <th class=\"brx-tar-table__premium\">Premium plan<\/th>\n            <\/tr>\n          <\/thead>\n          <tbody>\n            <tr>\n              <td>Under 35 (first year)<\/td>\n              <td>\u20ac36\/month<\/td>\n              <td>\u20ac52\/month<\/td>\n            <\/tr>\n            <tr class=\"brx-tar-table__alt\">\n              <td>Under 35 (after 12 months)<\/td>\n              <td>\u20ac50\/month<\/td>\n              <td>\u20ac65\/month<\/td>\n            <\/tr>\n            <tr>\n              <td>Over 35 and freelancers<\/td>\n              <td>\u20ac75\/month<\/td>\n              <td>\u20ac104\/month<\/td>\n            <\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n      <p class=\"brx-tmp-cifras__note\">For reference: voluntary public insurance (GKV) costs from approx. \u20ac270\/month in 2026 if you are not working. <a href=\"https:\/\/www.bramex.de\/en\/temporary-health-insurance-rates-germany\/\">See full coverage details and sign up<\/a>.<\/p>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"brx-section brx-bg-soft\">\n  <div class=\"brx-container\">\n    <h2 class=\"brx-section-title brx-section-title--center\">Public insurance or temporary insurance? Key differences<\/h2>\n    <div class=\"brx-tmp-compare\">\n      <div class=\"brx-tmp-compare__col brx-tmp-compare__col--public\">\n        <h3 class=\"brx-tmp-compare__title\">Voluntary public insurance (GKV)<\/h3>\n        <ul class=\"brx-tmp-compare__list\">\n          <li>Cost: <strong>from approx. \u20ac270\/month<\/strong> while not working<\/li>\n          <li>Requires previous public insurance in your home country<\/li>\n          <li>You must not have been in Germany too long without applying<\/li>\n          <li>With a minijob (up to \u20ac603 gross), you still pay from approx. \u20ac270\/month<\/li>\n          <li>Full coverage under the German public system<\/li>\n        <\/ul>\n        <p class=\"brx-tmp-compare__more\"><a href=\"https:\/\/www.bramex.de\/en\/public-health-insurance\/\">How German public health insurance (GKV) works \u2192<\/a><\/p>\n      <\/div>\n      <div class=\"brx-tmp-compare__col brx-tmp-compare__col--temp\">\n        <h3 class=\"brx-tmp-compare__title\">Private temporary insurance<\/h3>\n        <ul class=\"brx-tmp-compare__list\">\n          <li>Cost: <strong>between \u20ac36 and \u20ac104\/month<\/strong> depending on age and plan<\/li>\n          <li>No previous-insurance requirements in your home country<\/li>\n          <li>You can take it out even if you're already in Germany<\/li>\n          <li>Valid while you look for work or study German (up to 5 years)<\/li>\n          <li>When you find a job, we cancel it and handle your switch to public insurance<\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"brx-section\">\n  <div class=\"brx-container\">\n    <div class=\"brx-pkv-body\">\n      <div class=\"brx-pkv-body__img\">\n        <img decoding=\"async\" src=\"https:\/\/www.bramex.de\/wp-content\/uploads\/2024\/05\/busqueda-de-empleo-estudiante-aleman.png\" alt=\"Health insurance for job seekers and German course students in Germany\" loading=\"lazy\">\n      <\/div>\n      <div class=\"brx-pkv-body__content\">\n        <h2 class=\"brx-pkv-body__title\">What does temporary health insurance cover for students and job seekers?<\/h2>\n        <div class=\"brx-tmp-covers\">\n          <div class=\"brx-tmp-cover\">\n            <span class=\"brx-tmp-cover__icon\">\ud83c\udfe5<\/span>\n            <div>\n              <strong>General practitioner<\/strong>\n              <p>Consultations when you feel unwell<\/p>\n            <\/div>\n          <\/div>\n          <div class=\"brx-tmp-cover\">\n            <span class=\"brx-tmp-cover__icon\">\ud83e\uddb7<\/span>\n            <div>\n              <strong>Dental treatment<\/strong>\n              <p>Cavities and pain-relief treatments<\/p>\n            <\/div>\n          <\/div>\n          <div class=\"brx-tmp-cover\">\n            <span class=\"brx-tmp-cover__icon\">\ud83c\udfe8<\/span>\n            <div>\n              <strong>Hospitalization<\/strong>\n              <p>Surgery and treatment after an accident<\/p>\n            <\/div>\n          <\/div>\n          <div class=\"brx-tmp-cover\">\n            <span class=\"brx-tmp-cover__icon\">\ud83d\udd2c<\/span>\n            <div>\n              <strong>Specialists<\/strong>\n              <p>Treatment with medical specialists<\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n        <div style=\"margin-top:20px; padding:16px 20px; background:#fff8e7; border-radius:12px; border-left:4px solid #ffb905;\">\n          <p style=\"margin:0; font-size:14px; color:#595757;\"><strong>Important:<\/strong> This insurance does not cover conditions that existed before the start of the contract. It does cover illnesses that appear after you take out the insurance. There is no closed list of doctors: you can see any doctor you prefer.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"brx-section brx-bg-soft\">\n  <div class=\"brx-container\">\n    <div class=\"brx-mini-cta\">\n      <h2 class=\"brx-mini-cta__title\">Check the rates available for your situation<\/h2>\n      <p class=\"brx-mini-cta__text\">Are you in Germany without a job, actively job hunting or taking a German course? Find out which plan best fits your age and needs.<\/p>\n      <div class=\"brx-mini-cta__actions\">\n        <a href=\"https:\/\/www.bramex.de\/en\/temporary-health-insurance-rates-germany\/\" class=\"brx-btn brx-btn--navy\">See rates and coverage<\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"brx-section\">\n  <div class=\"brx-container\">\n    <h2 class=\"brx-section-title brx-section-title--center\">Frequently asked questions about temporary health insurance<\/h2>\n    <div class=\"brx-gkv-faq\">\n\n      <details class=\"brx-gkv-faq__item\">\n        <summary class=\"brx-gkv-faq__question\">I'm in Germany without a job \u2014 what health insurance do I need?<\/summary>\n        <div class=\"brx-gkv-faq__answer\">\n          <p>Even if you don't work, health insurance is mandatory in Germany. If you have no job and are looking for work, you have two options: private temporary insurance (between \u20ac36 and \u20ac104\/month depending on age and plan) or voluntary public insurance, which costs from approx. \u20ac270\/month in 2026 and has prior requirements. For most recent arrivals without a job, temporary insurance is the most affordable option. We help you check for free which one applies to you.<\/p>\n        <\/div>\n      <\/details>\n\n      <details class=\"brx-gkv-faq__item\">\n        <summary class=\"brx-gkv-faq__question\">Can I be insured for free through my partner (Familienversicherung)?<\/summary>\n        <div class=\"brx-gkv-faq__answer\">\n          <p>Yes, in some cases. If your spouse or registered partner has <a href=\"https:\/\/www.bramex.de\/en\/public-health-insurance\/\">public insurance (GKV)<\/a> in Germany and your income does not exceed \u20ac565\/month (\u20ac603\/month if you work a minijob), you can join their family insurance for free. In that case you don't need the temporary insurance. If you don't meet those conditions, temporary insurance is your alternative while you find a job.<\/p>\n        <\/div>\n      <\/details>\n\n      <details class=\"brx-gkv-faq__item\">\n        <summary class=\"brx-gkv-faq__question\">Does a minijob give me health insurance?<\/summary>\n        <div class=\"brx-gkv-faq__answer\">\n          <p>No. A minijob (up to \u20ac603 gross per month) does not include health insurance: you need to insure yourself separately. You can do this with private temporary insurance (from \u20ac36\/month) or with voluntary public insurance (from approx. \u20ac270\/month). Only when you earn more than \u20ac603 gross per month as an employee do you automatically join public employee insurance.<\/p>\n        <\/div>\n      <\/details>\n\n      <details class=\"brx-gkv-faq__item\">\n        <summary class=\"brx-gkv-faq__question\">When is temporary insurance the right choice for job seekers or German course students?<\/summary>\n        <div class=\"brx-gkv-faq__answer\">\n          <p>It is the most suitable option if you come to Germany for a German course and\/or are actively looking for work. It is a real, affordable alternative to voluntary public insurance, especially if you don't meet the Krankenkassen requirements or if the cost of public insurance (from approx. \u20ac270\/month) doesn't fit your situation.<\/p>\n        <\/div>\n      <\/details>\n\n      <details class=\"brx-gkv-faq__item\">\n        <summary class=\"brx-gkv-faq__question\">I'm already in Germany \u2014 can I take out this health insurance?<\/summary>\n        <div class=\"brx-gkv-faq__answer\">\n          <p>Yes, you can take it out even if you are already in Germany. However, you cannot be under active treatment for a serious illness at the time of signing. If that is the case, we would need to look at other options. This insurance covers illnesses that appear <strong>after<\/strong> the contract starts, not pre-existing ones.<\/p>\n        <\/div>\n      <\/details>\n\n      <details class=\"brx-gkv-faq__item\">\n        <summary class=\"brx-gkv-faq__question\">How much does temporary health insurance cost?<\/summary>\n        <div class=\"brx-gkv-faq__answer\">\n          <p>The cost depends mainly on your age and the plan you choose. There is a basic plan and a premium plan with different levels of coverage. Prices range between <strong>\u20ac36 and \u20ac104 per month<\/strong> (first-year rates). You can see all available rates at: <a href=\"https:\/\/www.bramex.de\/en\/temporary-health-insurance-rates-germany\/\">Temporary health insurance rates<\/a>.<\/p>\n        <\/div>\n      <\/details>\n\n      <details class=\"brx-gkv-faq__item\">\n        <summary class=\"brx-gkv-faq__question\">How long can I keep this insurance?<\/summary>\n        <div class=\"brx-gkv-faq__answer\">\n          <p>You can take it out for the period you need, up to a <strong>maximum of 5 years<\/strong>. You decide the start and end dates. If you find a job before the contract ends, we cancel it at no cost and handle your switch to public employee insurance.<\/p>\n        <\/div>\n      <\/details>\n\n      <details class=\"brx-gkv-faq__item\">\n        <summary class=\"brx-gkv-faq__question\">Is it difficult to switch from temporary to public insurance when I find a job?<\/summary>\n        <div class=\"brx-gkv-faq__answer\">\n          <p>No. As soon as you find a job paying more than \u20ac603 gross per month, we <a href=\"https:\/\/www.bramex.de\/en\/compare-krankenkassen-germany\/\">compare Krankenkassen<\/a> to find the best fit for you and handle the cancellation of your temporary insurance, all free of charge. This type of insurance poses no problems when switching to public employee insurance.<\/p>\n        <\/div>\n      <\/details>\n\n      <details class=\"brx-gkv-faq__item\">\n        <summary class=\"brx-gkv-faq__question\">When can I cancel the temporary insurance?<\/summary>\n        <div class=\"brx-gkv-faq__answer\">\n          <p>The insurance can be cancelled before its end date for three reasons: (1) you start working as an employee earning more than \u20ac603 gross\/month, (2) you return to your home country before the agreed date, or (3) you get married and move onto your spouse's insurance. In none of these cases are there cancellation fees.<\/p>\n        <\/div>\n      <\/details>\n\n      <details class=\"brx-gkv-faq__item\">\n        <summary class=\"brx-gkv-faq__question\">Do I get a health card? Is there a closed list of doctors?<\/summary>\n        <div class=\"brx-gkv-faq__answer\">\n          <p>There is no physical health card, but once you take out the insurance we send you by email all the information and documents you need to present at the doctor's office. There is also no closed list of doctors: you can see whichever doctor suits you best.<\/p>\n        <\/div>\n      <\/details>\n\n      <details class=\"brx-gkv-faq__item\">\n        <summary class=\"brx-gkv-faq__question\">What are the requirements for this temporary insurance?<\/summary>\n        <div class=\"brx-gkv-faq__answer\">\n          <p>Insurers do not accept people who need active treatment for chronic or long-term illnesses. We also recommend not visiting a doctor during the first month after signing. This insurance is recommended while taking a German course and\/or actively looking for work. <strong>It is not a long-term replacement for public insurance.<\/strong><\/p>\n        <\/div>\n      <\/details>\n\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"brx-section brx-bg-soft\">\n  <div class=\"brx-container\">\n    <h2 class=\"brx-section-title brx-section-title--center\">Why manage your temporary insurance with Bramex<\/h2>\n    <div class=\"brx-kkw-grid brx-kkw-grid--8\">\n      <div class=\"brx-kkw-card\">\n        <div class=\"brx-kkw-card__icon\">\ud83c\udfaf<\/div>\n        <h3 class=\"brx-kkw-card__title\">Objective advice<\/h3>\n        <p class=\"brx-kkw-card__text\">We help you choose the plan that truly fits your situation.<\/p>\n      <\/div>\n      <div class=\"brx-kkw-card\">\n        <div class=\"brx-kkw-card__icon\">\ud83d\udcb0<\/div>\n        <h3 class=\"brx-kkw-card__title\">No extra costs<\/h3>\n        <p class=\"brx-kkw-card__text\">Our advice and management are completely free of charge.<\/p>\n      <\/div>\n      <div class=\"brx-kkw-card\">\n        <div class=\"brx-kkw-card__icon\">\ud83c\udfe5<\/div>\n        <h3 class=\"brx-kkw-card__title\">Wide network<\/h3>\n        <p class=\"brx-kkw-card__text\">We work with 95% of Germany's top insurers.<\/p>\n      <\/div>\n      <div class=\"brx-kkw-card\">\n        <div class=\"brx-kkw-card__icon\">\ud83e\udd1d<\/div>\n        <h3 class=\"brx-kkw-card__title\">Ongoing support<\/h3>\n        <p class=\"brx-kkw-card__text\">We stay with you throughout the process, including your switch to public insurance.<\/p>\n      <\/div>\n      <div class=\"brx-kkw-card\">\n        <div class=\"brx-kkw-card__icon\">\ud83d\udd14<\/div>\n        <h3 class=\"brx-kkw-card__title\">Up-to-date information<\/h3>\n        <p class=\"brx-kkw-card__text\">We keep you informed of changes and news that may affect you.<\/p>\n      <\/div>\n      <div class=\"brx-kkw-card\">\n        <div class=\"brx-kkw-card__icon\">\ud83c\udf0d<\/div>\n        <h3 class=\"brx-kkw-card__title\">In your language<\/h3>\n        <p class=\"brx-kkw-card__text\">All assistance and customer service in English, with no barriers.<\/p>\n      <\/div>\n      <div class=\"brx-kkw-card\">\n        <div class=\"brx-kkw-card__icon\">\ud83d\udccb<\/div>\n        <h3 class=\"brx-kkw-card__title\">No bureaucracy<\/h3>\n        <p class=\"brx-kkw-card__text\">We take care of all the paperwork. Fast and hassle-free.<\/p>\n      <\/div>\n      <div class=\"brx-kkw-card\">\n        <div class=\"brx-kkw-card__icon\">\u2b50<\/div>\n        <h3 class=\"brx-kkw-card__title\">Proven experience<\/h3>\n        <p class=\"brx-kkw-card__text\">Years helping foreigners and expats with their insurance in Germany.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"brx-section\">\n  <div class=\"brx-container\">\n    <h2 class=\"brx-section-title brx-section-title--center\">What our clients say<\/h2>\n    <!-- Revisar: sustituir por el ID de la plantilla de testimonios de la versi\u00f3n EN si es distinto de 8235 -->\n    \t\t<div data-elementor-type=\"page\" data-elementor-id=\"8235\" class=\"elementor elementor-8235\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87b1f42 e-flex e-con-boxed e-con e-parent\" data-id=\"87b1f42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-398b89a elementor-widget elementor-widget-html\" data-id=\"398b89a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"brx-reviews\">\n\n  <h2 class=\"brx-reviews-title\">Lo que opinan nuestros clientes<\/h2>\n\n  <div class=\"brx-reviews-grid\">\n\n    <!-- Review 1 -->\n    <div class=\"brx-review-card\">\n      <div class=\"brx-review-name\">Ailin Chionda<\/div>\n      <div class=\"brx-review-text\">\n        Excelente servicio!!!!!! S\u00faper r\u00e1pido, s\u00faper amable y se preocupan por la \n        situaci\u00f3n de uno. M\u00e1s que agradecido\ud83e\udd70\n      <\/div>\n    <\/div>\n\n    <!-- Review 2 -->\n    <div class=\"brx-review-card\">\n      <div class=\"brx-review-name\">Javier Diaz<\/div>\n      <div class=\"brx-review-text\">\n        Un familiar necesita un seguro de salud en Alemania. Bramex me ayud\u00f3 \n        amablemente y me aconsej\u00f3 sobre c\u00f3mo proceder para obtener el documento \n        requerido para gestionar el seguro. Aprecio y recomiendo los servicios \n        de Bramex.\n      <\/div>\n    <\/div>\n\n    <!-- Review 3 -->\n    <div class=\"brx-review-card\">\n      <div class=\"brx-review-name\">Luis de la Hoz<\/div>\n      <div class=\"brx-review-text\">\n        Profesionales, atentos y humanos. Me est\u00e1n aconsejando perfectamente \n        en todos los detalles a la hora de elegir un seguro de salud y me est\u00e1n \n        dando las herramientas para tomar la decision correcta. Un servicio \n        100% recomendable. Quiero mencionar especialmente a Ronald por su atenci\u00f3n.\n      <\/div>\n    <\/div>\n\n  <\/div>\n\n  <div class=\"brx-reviews-cta\">\n    <a href=\"https:\/\/www.google.com\/maps\/place\/Bramex\/@48.7814174,9.1804099,17z\/data=!4m7!3m6!1s0x4799c6bf4d4b6a99:0x13e788db2f7576b4!8m2!3d48.7814174!4d9.1804099!9m1!1b1\" \n       target=\"_blank\" \n       class=\"brx-reviews-button\">\n      Ver todas las rese\u00f1as en Google\n    <\/a>\n  <\/div>\n\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n  <\/div>\n<\/section>\n\n<section class=\"brx-section brx-bg-soft\">\n  <div class=\"brx-container\">\n    <div class=\"brx-mini-cta\">\n      <h2 class=\"brx-mini-cta__title\">Ready to take out your temporary health insurance?<\/h2>\n      <p class=\"brx-mini-cta__text\">Check the available rates or request personalized advice. We help you choose the best option for your situation in Germany, free of charge and in English.<\/p>\n      <div class=\"brx-mini-cta__actions\">\n        <a href=\"https:\/\/www.bramex.de\/en\/temporary-health-insurance-rates-germany\/\" class=\"brx-btn brx-btn--navy\">See rates and coverage<\/a>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"I'm in Germany without a job \u2014 what health insurance do I need?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Even if you don't work, health insurance is mandatory in Germany. If you have no job and are looking for work, you have two options: private temporary insurance (between \u20ac36 and \u20ac104\/month depending on age and plan) or voluntary public insurance, which costs from approx. \u20ac270\/month in 2026 and has prior requirements. For most recent arrivals without a job, temporary insurance is the most affordable option. We help you check for free which one applies to you.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can I be insured for free through my partner (Familienversicherung)?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes, in some cases. If your spouse or registered partner has public insurance (GKV) in Germany and your income does not exceed \u20ac565\/month (\u20ac603\/month if you work a minijob), you can join their family insurance for free. In that case you don't need the temporary insurance. If you don't meet those conditions, temporary insurance is your alternative while you find a job.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Does a minijob give me health insurance?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"No. A minijob (up to \u20ac603 gross per month) does not include health insurance: you need to insure yourself separately. You can do this with private temporary insurance (from \u20ac36\/month) or with voluntary public insurance (from approx. \u20ac270\/month). Only when you earn more than \u20ac603 gross per month as an employee do you automatically join public employee insurance.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"When is temporary insurance the right choice for job seekers or German course students?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"It is the most suitable option if you come to Germany for a German course and\/or are actively looking for work. It is a real, affordable alternative to voluntary public insurance, especially if you don't meet the Krankenkassen requirements or if the cost of public insurance (from approx. \u20ac270\/month) doesn't fit your situation.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"I'm already in Germany \u2014 can I take out this health insurance?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes, you can take it out even if you are already in Germany. However, you cannot be under active treatment for a serious illness at the time of signing. If that is the case, we would need to look at other options. This insurance covers illnesses that appear after the contract starts, not pre-existing ones.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How much does temporary health insurance cost?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The cost depends mainly on your age and the plan you choose. There is a basic plan and a premium plan with different levels of coverage. Prices range between \u20ac36 and \u20ac104 per month (first-year rates). You can see all available rates on the temporary health insurance rates page.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How long can I keep this insurance?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"You can take it out for the period you need, up to a maximum of 5 years. You decide the start and end dates. If you find a job before the contract ends, we cancel it at no cost and handle your switch to public employee insurance.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Is it difficult to switch from temporary to public insurance when I find a job?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"No. As soon as you find a job paying more than \u20ac603 gross per month, we compare Krankenkassen to find the best fit for you and handle the cancellation of your temporary insurance, all free of charge. This type of insurance poses no problems when switching to public employee insurance.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"When can I cancel the temporary insurance?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"The insurance can be cancelled before its end date for three reasons: (1) you start working as an employee earning more than \u20ac603 gross\/month, (2) you return to your home country before the agreed date, or (3) you get married and move onto your spouse's insurance. In none of these cases are there cancellation fees.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Do I get a health card? 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From \u20ac36 per month, with free assistance in English. See rates and coverage Request advice Sign up even if you&#8217;re already in &#8230; <a title=\"Health Insurance for Job Seekers in Germany\" class=\"read-more\" href=\"https:\/\/www.bramex.de\/en\/health-insurance-job-seekers-germany\/\" aria-label=\"Read more about Health Insurance for Job Seekers in Germany\">Read more<\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-37461","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Health Insurance for Job Seekers in Germany 2026<\/title>\n<meta name=\"description\" content=\"No job or studying German in Germany? Temporary health insurance from \u20ac36\/month, no prior requirements. Free help in English.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bramex.de\/en\/health-insurance-job-seekers-germany\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Health Insurance for Job Seekers in Germany 2026\" \/>\n<meta property=\"og:description\" content=\"No job or studying German in Germany? Temporary health insurance from \u20ac36\/month, no prior requirements. 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