{"id":29230,"date":"2023-10-17T10:53:42","date_gmt":"2023-10-17T09:53:42","guid":{"rendered":"https:\/\/www.bramex.de\/en\/?page_id=29230"},"modified":"2026-07-03T11:53:36","modified_gmt":"2026-07-03T10:53:36","slug":"hire-liability-insurance-in-germany","status":"publish","type":"page","link":"https:\/\/www.bramex.de\/en\/hire-liability-insurance-in-germany\/","title":{"rendered":"Take Out Personal Liability Insurance in Germany"},"content":{"rendered":"\t\t
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\n HAFTPFLICHTVERSICHERUNG \u00b7 GERMANY<\/span>\n

Get your personal liability insurance in Germany<\/h1>\n

Pick your family situation, compare the offers we've selected for coverage and price, and sign up in minutes from \u20ac45\/year. We handle the contract for you.<\/p>\n

\n Sign up now<\/a>\n Free advice<\/a>\n What this insurance covers<\/a>\n <\/div>\n

Free advice<\/strong> \u00b7 You pay the insurer's official rate, not a euro more<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n

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Why get personal liability insurance in Germany?<\/h2>\n
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Protect your finances<\/h3>\n

In Germany you are liable by law for damage you cause to others \u2014 with no limit. The insurer covers claims worth up to several million euros, for a premium from \u20ac45\/year.<\/p>\n <\/div>\n

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Covered before it happens<\/h3>\n

A bike scratching a car, lost keys, a water leak in your rented flat: the most common claims happen without warning. Insurance only protects you if it's already in place.<\/p>\n <\/div>\n

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The insurance Germans take for granted<\/h3>\n

It's not mandatory, but it's Germany's most widespread insurance: many landlords ask for it when renting, and everyday life here simply assumes you have it.<\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n

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What you need at hand to sign up<\/h2>\n

The application takes just a few minutes. You only need:<\/p>\n

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Your address in Germany<\/strong> (the one on your Anmeldung)<\/p>\n <\/div>\n

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Who to include in the policy<\/strong>: just you, your partner or the whole family<\/p>\n <\/div>\n

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The start date<\/strong> you want for your coverage<\/p>\n <\/div>\n

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Your IBAN<\/strong> for the direct debit<\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n

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How signing up works<\/h2>\n
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1<\/div>\n

Pick your personal situation: single or couple, with or without children<\/p>\n <\/div>\n

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Compare the selected insurers by coverage and price<\/p>\n <\/div>\n

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Fill in the application form in English<\/p>\n <\/div>\n

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We check your details and process the contract with the insurer for you<\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n